Viver ou juntar dinheiro? « Agile Way


3 de Outubro de 2012

Viver ou juntar dinheiro?

Dando uma olhada no Facebook, encontrei um recorte de jornal com uma coluna do Max Gehringer. Sempre gostei dele, apesar do foco dele ser mais corporativo. Mas ele consegue tratar assuntos com uma pitada de humor, quando convém.

Ou então nos brinda com algo sensacional com esta coluna abaixo. Vale demais a leitura e a reflexão.

Não sei a data e nem o jornal em que este recorte foi publicado, mas por motivos óbvios, irei transcrever esta mensagem a seguir:

Mensagem muito interessante de um ouvinte da CBN, na íntegra:

“Prezado Max, meu nome é Sérgio, tenho 61 anos e pertenço a uma geração azarada: quando era jovem, as pessoas diziam para escutar os mais velhos, que eram mais sábios. Agora dizem que tenho que escutar os jovens, porque são mais inteligentes.

Na semana passa li numa revista um artigo no qual jovens executivos davam receitas simples e práticas para qualquer um ficar rico. E eu aprendi muita coisa…

Aprendi, por exemplo, que se eu tivesse simplesmente deixado de tomar um cafezinho por dia, durante os últimos quarenta anos, eu teria economizado 30 mil reais. Se eu tivesse deixado de comer uma pizza por mês, teria economizado 12 mil reais, e assim por diante. Impressionado, peguei um papel e fiz as contas. Então descobri, para minha surpresa, que hoje eu poderia estar milionário.

Bastava não ter tomado as caipirinhas que tomei, não ter feito muitas das viagens que fiz, não ter comprado algumas das roupas caras que comprei e, principalmente, não ter desperdiçado meu dinheiro em itens supérfluos e descartáveis.

Ao concluir os cálculos, percebi que hoje eu poderia ter quase 500 mil reais na conta bancária! É claro que eu não tenho este dinheiro. Mas, se tivesse, sabe o que este dinheiro me permitiria fazer?

Viajar, comprar roupas caras, me esbaldar com itens supérfluos e descaráveis, comer todas as pizzas que eu quisesse e tomar cafezinhos a vontade.

Por isso acho que me sinto absolutamente feliz em ser pobre.

Gastei meu dinheiro com prazer e por prazer, porque hoje, aos 61 anos, não tenho o mesmo pique de jovem, nem a mesma saúde. Portanto, viajar, comer pizzas e cafés, não faz bem na minha idade. E roupas, bem, hoje não vão melhorar muito o meu visual.

Recomendo aos jovens e brilhantes executivos que façam a mesma coisa que eu fiz. Caso contrário, chegarão aos 61 anos com um monte de dinheiro em suas contas bancárias, mas sem ter vivido a vida.”

Não eduque o seu filho para ser rico, eduque-o para ser feliz. Assim, ele saberá o valor das coisas, não o seu preço.



38 Comentários para “Viver ou juntar dinheiro?”

  1. Alan diz:

    1- não vejo minha geração poupando tanto dinheiro assim como diz o texto acima transcrito. Vejo pessoas querendo um carro cada dia mais caro, um celular de 2000 reais, Nike shox e muita diversão: encontros particulares, churrascos semanais, fim de semana começando na quinta feira, baladas caríssimas… enfim, tem gente morando quase na favela e andando de honra civic.

    2- e acho muito mais inteligente, se é que vocês me entendem, comprar roupas mais comuns, tênis mais comuns, buteco invés de baladas caras… E daqui a uns 30 anos, ter uns 100.000,00 para conhecer a Europa, China, Egito, Marrocos…

    E só observar as estatísticas dos Shoppings pra ver que não e bem assim como disse o autor do texto aí em cima… E compartilho com outros, um pino de vista mais sustentável…

  2. Anderson Mott diz:

    A frase no último parágrafo resumiu tudo. Merece um tweet! (:

  3. Brício diz:

    Já passei por este dilema…. sempre fui de juntar o maximo que podia…
    porém isso não me deixava realizado, não adianta se trancar no trabalho e esquecer do mundo lá fora achando que o seu chefe lhe reconhecerá (aumentando o salario =p) ou o seu empreendimento dará mais certo por causa disso. O ideal é equilibrar as coisas e arranjar um tempo para respirar, ver novos lugares, isso ajudar a expandir a mente e encontrar novos horizontes, novas possibilidades.

    Muito bom o texto, valeu!

  4. Sinceramente, não gostei do texto. Ele leva a uma interpretação de que devemos nos esbaldar, “torrar” dinheiro, apesar de não ter sido isto o que o texto diz literalmente.

    A última frase é perfeita: “Não eduque o seu filho para ser rico, eduque-o para ser feliz. Assim, ele saberá o valor das coisas, não o seu preço.” Porém, ela é antecedida de uma conclusão que incentiva o gasto, supostamente, exagerado.

    Não fica claro se o senhor de 61 anos, mesmo tendo aproveitado a vida, está em condições financeiras boas no momento, suficientes para ele ter uma melhor idade tranquila. Na verdade, ela fala que está pobre. Se ele está pobre e é idoso, ele terá muitos gastos com saúde, e sofrerá bastante com isto, o que, na minha visão, não é um bom cenário. Tornar a última fase da vida em algo mais difícil e doloroso, podendo ser comedido e sem extremos (de mais ou menos) durante as primeiras fase, não me parece algo bom de se fazer.

    Tudo isto, na minha visão, leva a uma interpretação de que devemos gastar hoje, aproveitar a vida, sem nos preocuparmos com a velhice, pois lá não teremos saúde para gozá-la. O que, na minha opinião, é perpetuar a falta de educação financeira da sociedade em que vivemos.

    Forte abraço!

  5. Arley diz:

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  6. Na verdade, essa questão irá variar de acordo com a realizadade e pespectiva de futuro que um pessoa tem. Se ela quer grandes coisas e caras talvez abrir mão dos gastos diários seja um bom caminho, agora se ela quer aproveitar o hoje como se não houvesse amanhã, então gaste o dinheiro que for necessário, mas com cautela também pq o amanhã pode vir e cheio de dividas. Enfim cada pessoa deve rever seus desejos e condições e adotar a vida que o deixe feliz. E sim a última frase é que deve ficar.

  7. […] “Há algum tempo a orientação para os jovens era ouvir os mais velhos, pois eram mais sábios; atua…”. […]

  8. Silvia diz:

    Viver ou juntar dinheiro

  9. marcio soares diz:

    Otima mensagem
    Acho q as pessoas nao entenderam ali em cima. Ele nao falou q esbanjou 100% do dinheiro saindo ate pq para viajar precisa de muita grana, ou srja, vc precisa poupar
    Vejo q as pessoas têm dificuldade em interpretacao de texto. Ele fala q vc nao ser feliz por se privar das coisas q deseja fazer.
    E se vc comecar a trabalhar com 18 e sempre guardar uns 20% do salario vc vai conseguir ter uma aposentadoria tranquila

  10. Julia diz:

    Keep on writing and chngigug away!

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